Bowtie Pink with HK$0 deductible is expensive . Are there any alternative options?

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Bowtie VHIS Flexi Regular+ Gleneagles Hospital Hong Kong Wellness Package also offers full coverage

The insured of Bowtie VHIS Flexi Regular can enjoy HK$600,000 coverage per year without a lifetime benefit limit. By paying HK$200 per month to top-up the Gleneagles Hospital Hong Kong Wellness Package, the insured can also receive full coverage* for 240+ selected medical packages in the Gleneagles Hospital Hong Kong.

The premium is 45% cheaper than Bowtie Pink (Semi-Private) with HK$0 deductible option.

  Bowtie Pink (Semi-Private) HK$0 Deductible Bowtie VHIS Flexi Regular + Gleneagles Hospital Package
Annual Premium HK$8,736^ HK$4,800# (45% cheaper)

*Full coverage refers to the fact that the selected medical package fees are subject to the annual benefit limit of the insured's Bowtie VHIS Flexi Plans.
^Example based on a 30-year-old male applying for Bowtie Pink (Semi-Private).
#Example based on a 30-year-old non-smoking male applying for Bowtie VHIS Flexi Regular.

In addition, the insured of Bowtie VHIS Flexi Plans + Gleneagles Hospital Hong Kong Wellness Package can enjoy health check-ups and different healthcare services each year (total value of HK$4,220).

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If you have a group medical insurance/personal medical insurance, you can consider using the deductible to reduce the premium expenses of Bowtie Pink!

Bowtie Pink with higher deductible option is cheaper

In fact, the higher the deductible, the cheaper the premium will be! Example below:

Deductible options HK$0 HK$20,000 HK$50,000 HK$80,000
Annual Premium^ HK$8,736 HK$4,716 HK$3,588 HK$3,087
Percentage Saved Compared to HK$0 Deductible plan - 46% 58.9% 64.6%

^Example based on a 30-year-old male applying for Bowtie Pink (Semi-Private).

If you are already protected by group/ personal medical insurance, consider buying the plan with a deductible options of HK$20,000 to HK$80,000, then offsetting the deductible with the coverage from your group / personal medical insurance. Bowtie Pink with HK$20k deductible cost even cheaper than Bowtie VHIS Flexi Regular+ Gleneagles Hospital Hong Kong Wellness Package.

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Interested in applying for Bowtie Pink with a deductible?

Buy now while there's a promotion!