Bowtie Pink (or other VHIS plans) basically covers the Coverage of Bowtie Touchwood, so there is no need to purchase it further, unless:
- You want more accident protection, especially outpatient coverage that is not provided by Bowtie VHIS, such as outpatient visit and bone-setting treatment required from accidents, etc.
In fact, VHIS, especially Bowtie Pink, offers a relatively comprehensive protection which are able to protect all examinations and surgical treatments, and even Pre- and post-Confinement/Day Case Procedure outpatient care (2 prior and 3 follow-up outpatient visits).
So, You can consider not purchasing Touchwood if you already had Bowtie Pink.
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- If you fail to purchase VHIS due to certain health conditions during underwriting, you can choose Bowtie Touchwood, which focuses less on investigating applicant’s health conditions in underwriting. With Touchwood, you could get some sort of protection caused by accidents.
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