We need to ensure that the applicant(s) fulfil the following requirements before starting an application:

1. Both the policyholder and the insured are Hong Kong residents
2. Both the policyholder and the insured are presently in Hong Kong
3. Both the policyholder and the insured have Hong Kong addresses

Only applications submitted in Hong Kong will be accepted. If the insured fulfils the above requirements, they are able to submit an application for insurance via our website.