Is it possible to purchase multiple Bowtie critical illness policies?

  • Updated

You are able to purchase more than one critical illness insurance policy with Bowtie, including:

  1. Term CI
  2. Term CI Multiple Cover
  3. Term CI Early Stage and Multiple Cover

In the event of a critical illness diagnosis, you can also apply for compensation under each insurance policy.

However, it's important to note that Bowtie imposes a limit on the total critical illness sum insured for each insured life:

  1. HK$4,000,000 (Issue Age: 15 days - 45 years old)
  2. HK$2,000,000 (Issue Age: 46 - 60 years old)
  3. HK$1,000,000 (Issue Age: 61 - 65 years old)

Once your insurance is in force, your Sum Insured will remain unchanged. For example, if you insure before the age of 45 with a Sum Insured of HK$4,000,000, up to the age of 85, your Sum Insured will remain to be HK$4,000,000 as you age. If you need to change the Sum Insured, you can notify us at least 30 working days before the next renewal date.