Yes, you can log into the online platform any time within 2 years from the effective date of your Bowtie VHIS - Flexi Plan to purchase CUHK Medical Center / GHK Wellness Plan as a top-up. However, there will be a 180 Days waiting period from the effective date of the Wellness Plan to enjoy "Full Reimbursement for Selected Medical Packages." While if you purchase the Wellness Plan at the same time as insuring with the Bowtie VHIS Flexi Plan, you will not be subject to the 180 Days waiting period.

Regardless of the circumstances, a 90 Days waiting period applies for "Annual Core Health Check-up and Optional Health Check Items".