No. Touch Wood Protector does not have room class restrictions or compensation adjustment factors. In other words, whether you stay in a general ward, semi-private room, or private room, you can be reimbursed 100% up to the plan's coverage limits.
Please note: The benefit limits of Touchwood Protector are determined based on the charges for a general ward. Semi-private and private rooms are more expensive than general wards, so if you stay in a semi-private or private room, the reimbursement rate may be lower compared to staying in a general ward.