Bowtie have pioneered a purely online medical underwriting system, this can instantly assess the health status of policy holders, without the need for our applicants to have body checks or submission of forms.
This has enabled us to decrease the time it takes a customer to submit an application from at least 3 days in the past to just 10 minutes.
We use the health questionnaire you answered to understand the illness(es) and the severity of those diagnosis. We can perform underwriting immediately and calculate the fairest and most accurate premium for you. In general, the healthier the insured, the lower the premium.
Most of our questions in the health declaration are multiple-choice questions to simplify things for our customers.