Support Help Centre home page
    Contact Us

  1. Support
  2. Application Process
  3. Frequently asked questions

What is policy replacement?

  • Updated 25 May 2020 02:11

This means whether you are using (or intend to use) some or all of the funds arising from the existing life insurance policy, or any savings made by reducing the premium payable under the existing life insurance policy, to fund the purchase of the new life insurance policy.

Related articles

  • Can I apply over the phone or in person?
  • Is there any waiting period for VHIS?
  • Can I apply for multiple policies?
  • Can I upgrade/downgrade my VHIS policy?
  • What is the maximum renewal age?

Articles in this section

  • Can I apply for insurance if I am a non-permanent resident or if I am currently not residing in Hong Kong?
  • If I test positive for COVID-19 during the waiting period for policy approval, do I need to report it?
  • Can individuals who have previously or are currently infected with COVID-19 apply for insurance? Will it affect the premium or result in exclusions?
  • What is the Application process?
  • Do I need to undergo a physical examination when I apply for insurance?
  • How long does the Application take?
  • Can I apply over the phone or in person?
  • Can I apply for multiple policies?
  • What is the minimum and maximum application age?
  • What is the maximum renewal age?

See more

Support
繁體中文