Bowtie is no different from other traditional insurance companies in Hong Kong where we are also regulated under the Insurance Authority.
We as an authorized insurer have to comply with the provision of the Insurance Ordinance, and one of the requirements is to maintain adequate solvency under Section 6 of the Insurance Ordinance (Cap. 41).
The objective is to provide a reasonable safeguard against the risk that the insurer’s assets may be inadequate to meet its liabilities arising from unpredictable events, such as adverse fluctuations in its operating result or the value of its assets and liabilities.
For more details, you may refer to the link below for more information. https://www.ia.org.hk/en/supervision/reg_insurers_lloyd/regulatory_requirements.html