Does it cover general outpatient or specialist outpatient fee?

  • Updated

VHIS mainly provides coverage for hospitalization-related expenses, so the coverage for outpatient services is limited. From the table below, you can learn about the outpatient coverage provided by different Bowtie VHIS plans:

Bowtie VHIS Standard
  1. Pre- and post-confinement / Day case procedure outpatient care*1
  2. Prescribed diagnostic imaging tests*^#
Bowtie VHIS FlexiBowtie Pink
  1. Pre- and post-confinement / Day case procedure outpatient care*1
  2. Prescribed diagnostic imaging tests*^#
  3. Accident emergency outpatient treatments
  4. Outpatient kidney dialysis*

 

^Included: CT Scan, MRI Scan, PET Scan, PET-CT combo, PET–MRI combo
*The Company shall have the right to ask for proof of recommendation e.g. written referral or testifying statement on the claim form by the attending doctor or Registered Medical Practitioner.
#Co-insurance of 30% is applicable
1 Bowtie VHIS Standard & Flexi plans cover 1 prior outpatient visit or Emergency consultation per Confinement/Day Case Procedure; 3 follow-up outpatient visits per Confinement/Day Case Procedure (within 90 days after discharge from Hospital or completion of Day Case Procedure); While Bowtie Pink covers 2 prior outpatient visit or Emergency consultation per Confinement/Day Case Procedure; 3 follow-up outpatient visits per Confinement/Day Case Procedure (within 90 days after discharge from Hospital or completion of Day Case Procedure).

Bowtie understands that VHIS provides limited coverage for general practitioner or specialist outpatient services, so we offer free Bowtiego membership to all Bowtie VHIS policyholders. Members can enjoy membership prices for outpatient services, allowing Bowtie customers to save more.

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If you haven't purchased VHIS yet, buy it now

Apply for Bowtiego membership right after the purchase. So you could get both inpatient and outpatient coverage.

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