Yes, because different products cover different needs of yours. Here comes the detailed explanation.

The major function of Bowtie’s VHIS and Cancer Fighter is to offer reimbursement benefits that cover medical expenses, while Bowtie Term Critical Illness Insurance pays out a lump sum benefit as an income replacement during your treatment and recovery period.

We recommend a comprehensive coverage with Bowtie Term Critical Illness Insurance alongside VHIS and Cancer Fighter. In case a critical illness strikes, we can provide financial support to you on both medical and living expenses. In that way, you may focus on treatment and recovery without compromising the living standard.

Of course, you should always choose suitable insurance products based on your personal needs and circumstances.