It will depend on the services you receive during your stay. If you need to pay more than the pre-approved amount, the hospital will charge you the difference between the actual medical expenses and the pre-approved amount upon discharge. If these additional expenses are still covered, you may make a claim for the difference as part of the medical expenses with us.

However, if the final medical bill includes non-covered expenses or expenses that exceed the relevant coverage limit, the Insured Person will have to pay the relevant expenses directly and Bowtie will not pay the relevant expenses for the Insured Person.