If I am covered by my company's group medical plan or other health insurance plan and would like to purchase Bowtie VHIS Pink, how should I choose my deductible?

  • Updated

Our actuaries suggest that you may use the "Room and Board" limit per surgery under the medical insurance plan as an indicator.

However, as we do not have detailed knowledge of your existing plans and the past claims data of you company, the following recommendations are for reference only.

If you would like to purchase Bowtie Pink (Semi-Private Room):

Room and Board coverage per day Deductible
> HK$1,800 HK$80,000
HK$1,500 - 1,800 HK$50,000
<HK$1,500 HK$20,000

 

If you would like to purchase Bowtie Pink (Private Room):

Room and Board coverage per day Deductible
>$5,300 HK$80,000
HK$4,300 - 5,300 HK$50,000
<HK$4,300 HK$20,000

 

As each hospital charges differently, in some cases you will still be required to pay some of the costs in excess of your benefit limit.

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Finally decide on the best deductible option for you?

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