There is no restriction.
However, if the Insured Person is admitted to a room with a level higher than the specified one at the time of receiving any medical services, the benefits payable under the terms and benefits for the relevant hospitalisation days will be adjusted as follows:
|
Bowtie VHIS Standard |
Bowtie VHIS Flexi Regular |
Bowtie VHIS Flexi Plus |
Bowtie Pink VHIS (Semi-Private) |
Bowtie Pink VHIS (Private) |
|
|
Ward Room |
No adjustment |
No adjustment |
No adjustment |
No adjustment |
No adjustment |
|
Semi-Private Room |
No adjustment |
50% of the Eligible Expenses in excess of benefit limits of the relevant benefit items (SMM) |
No adjustment |
No adjustment |
No adjustment |
|
Standard Private Room |
No adjustment |
25% of the Eligible Expenses in excess of benefit limits of the relevant benefit items (SMM) |
50% of the Eligible Expenses in excess of benefit limits of the relevant benefit items (SMM) |
50% of the benefit payable |
No adjustment |
|
Above Standard Private Room |
No adjustment |
25% of the Eligible Expenses in excess of benefit limits of the relevant benefit items (SMM) |
25% of the Eligible Expenses in excess of benefit limits of the relevant benefit items (SMM) |
25% of the benefit payable |
50% of the benefit payable |