Does Bowtie VHIS have any restriction on the room level?

  • Updated

There is no restriction.

However, if the Insured Person is admitted to a room with a level higher than the specified one at the time of receiving any medical services, the benefits payable under the terms and benefits for the relevant hospitalisation days will be adjusted as follows:

 

Bowtie VHIS Standard

Bowtie VHIS Flexi Regular

Bowtie VHIS Flexi Plus

Bowtie Pink VHIS (Semi-Private)

Bowtie Pink VHIS (Private)

Ward Room

No adjustment

No adjustment

No adjustment

No adjustment

No adjustment

Semi-Private Room

No adjustment

50% of the Eligible Expenses in excess of benefit limits of the relevant benefit items (SMM) 

No adjustment

No adjustment

No adjustment

Standard Private Room

No adjustment

25% of the Eligible Expenses in excess of benefit limits of the relevant benefit items (SMM) 

50% of the Eligible Expenses in excess of benefit limits of the relevant benefit items (SMM) 

50% of the benefit payable

No adjustment

Above Standard Private Room

No adjustment

25% of the Eligible Expenses in excess of benefit limits of the relevant benefit items (SMM)

25% of the Eligible Expenses in excess of benefit limits of the relevant benefit items (SMM)

25% of the benefit payable

50% of the benefit payable