Does Bowtie VHIS have any restriction on the room level?

Updated 08 June 2023 23:07

There is no restriction. But we have suggested the ward type for each VHIS plan based on the benefit limit. If the insured person is hospitalized in a higher-level ward room than the ward level suggested by Bowtie, the reimbursement rate may be lower than expected.

	VHIS Standard	VHIS Flexi Regular	VHIS Flexi Plus	Pink VHIS (Semi-Private)	Pink VHIS (Private)
Room suggested	Standard room	Standard room	Semi-private room	Semi-private room	Private room

❓FAQ
I was admitted to a higher-level ward class because the ward room was full. Will this affect my reimbursement?

Below reasons would not affect reimbursement amount:

Unavailability of ward or room shortage for emergency treatment;
Isolation reasons requiring confinement in the higher ward class;
For any other reason not involving the Policyholder's and/or Insured Person's personal preference.

Besides ward level, Bowtie’s VHIS series provide different areas of coverage and benefit limit.

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