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  1. FAQ
  2. About Insurance
  3. Concept of Insurance

Concept of Insurance

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  • What is policy replacement?
  • What is medical insurance?
  • Why do I need medical insurance?
  • Does medical insurance provide protection for a critical illness?
  • In the absence of an insurance agent/broker, how can I ensure I choose the most appropriate medical insurance plan?
  • How does an insurance company determine the premium of each insured person?
  • Does a younger applicant enjoy cheaper premiums?
  • Do children need insurance?
  • Do I need to undergo a physical examination when I apply for insurance?
  • What are the consequences for an insured person if the policyholder incorrectly states his medical condition or medical record?
  • What is the difference between critical illness insurance and medical insurance?
  • I have Group Medical insurance. Do I still need to purchase personal medical insurance?
FAQ
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