If your budget allows, we would recommend purchasing Bowtie Cancer Protection Plan in addition to the Bowtie VHIS Standard Plan or Flexi Plan. However, if you have enrolled in Bowtie Pink, there is no need to purchase the Bowtie Cancer Fighter.

The main reason is that the Bowtie VHIS Standard Plan and Flexi Plan only pay up to the max limit per benefit item, eg. HK$80,000 /year for prescribed non-surgical cancer treatments (such as radiation therapy, chemotherapy, targeted therapy, immunotherapy, and hormone therapy) is HK$80,000 per year., which may not be sufficient to fully cover the related expenses. Bowtie Cancer Fighter provides full reimbursement for eligible cancer treatments, including prescribed non-surgical cancer treatments. Cancer Fighter can provide maximum coverage of $1,000,000 every 3 years from the first diagnosis date of the first covered cancer until the accumulated benefits reach lifetime coverage. Offering you additional protection. For more details, please refer to the product website.

On the other hand, Bowtie Pink already provides full reimbursement for eligible prescribed non-surgical cancer treatment expenses, so you do not need to purchase the Bowtie Cancer Protection Plan separately.