We currently only accept applications from individuals who have recovered from COVID-19. We do not accept applications from individuals who are currently infected with COVID-19 or have tested positive for the virus.
| Product | How long after recovery can you apply? |
|---|---|
| VHIS | One month after recovery |
| Term Life, Critical Illness, Cancer Fighter | One week after recovery |
| Touchwood | Accepts applications from individuals who have recovered from COVID-19 or are currently infected with COVID-19 or have tested positive for the virus. Whether or not the individual has previously contracted COVID-19 will not affect the outcome of the Touchwood application as COVID-19 is not a consideration during the underwriting process. |
If the symptoms at the time of diagnosis are mild, it generally does not affect the outcome of the application or premium. If the individual has not yet recovered, has been hospitalized, or has experienced relevant complications or after-effects, it may affect the outcome of the application or premium.
The final approval may vary based on the actual health condition of the insured. If you want to know whether you are eligible for coverage and the premium, we recommend that you fill out the health questionnaire on the application page to obtain a preliminary quote and underwriting result. You do not need to fill in your contact information during the process.
Please note that if the insured does not truthfully report their health condition, it may affect future claims. If you have any questions regarding the health questionnaire, you can contact Bowtie customer service hotline at 3008 8123 via WhatsApp or phone, or seek assistance through our website!