Frequently asked questions

What is the Application process?

Do I need to undergo a physical examination when I apply for insurance?

How long does the Application take?

Can I apply over the phone or in person?

Can I apply for multiple policies?

What is the minimum and maximum application age?

What is the maximum renewal age?

What is the difference between renewal age and application age?

What is the difference between policyholder, policy insured, and beneficiary?

What is policy replacement?

Can I upgrade/downgrade my policy?