Unlike traditional life insurance policies, the "Last Wish Rider" provides an additional coverage to the insured person, rather than being a part of the original life insurance benefit.

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Despite life insurance being a protection that policyholders prepare for their families/loved ones, some insurance companies offer more flexible protection for the insured, allowing them to withdraw 100% (or a specified percentage) of the sum assured in advance when they are terminally ill.

However, Bowtie believes that the protection prepared by the policyholder for their family/loved ones should be used to support their future living expenses and should not be reduced due to the insured's need for protection due to terminal illness. Therefore, we have launched the “Last Wish Rider" to provide an additional sum assured to support the insured's life/needs when they are ill.