The main differences are the benefit term, premium payment period, and premium adjustment method.
| Premium Payment Period /Benefit Term | Premium Adjustment Method |
| 1 year | Adjusted annually upon renewal according to attained age^ |
| 5 / 10 / 20 years |
Premiums remain unchanged during the benefit term. Adjusted according to attained age upon renewal after the term ends^. |
Note: For other product differences, please refer to the policy terms and conditions.
^Bowtie reserves the right to adjust the premium upon Renewal according to the prevailing premium schedule adopted by us on an overall Portfolio basis, but irrespective of the individual claim experience or any changes in the health conditions of the Insured Person. Any adjustment to the premium will be effective upon Renewal.