Term Life

By Question Type

What is Life Insurance? How many types are there?

What are the differences between Term Life Insurance and Savings Life Insurance?

What is the “Last Wish Rider”? What additional coverage would it provide?

How does the “Last Wish Rider” differ from life insurance policies that allow early withdrawal of the sum insured upon diagnosis of a critical illness?

Is there any restriction on how the claimed benefit from the "Last Wish Rider" can be used?

Who needs Life Insurance?

I need Life Insurance, when should I apply for it?

Who can purchase the ‘Last Wish Rider’?

I am a policy holder of Bowtie Term Life Insurance prior to the launch of the ‘Last Wish Rider’, can I still purchase the additional coverage?

Can I purchase more than one Bowtie Term Life Insurance policy or the ‘last wish rider’ for myself?

What documents should I prepare, prior to purchasing Bowtie Term Life Insurance and the ‘Last Wish Rider’ policies?

Do I need to undergo a physical examination when applying for Bowtie Term Life Insurance?

When applying for the "Last Wish Rider", do I need to conduct a body check?

Is there a maximum age to renewing my Bowtie Term Life Insurance policy?

Is there a maximum age in renewing the Bowtie Term Life Insurance and the "Last Wish Rider"?

Can I change the beneficiary of my policy during the coverage period? What's the procedure?

Is there a maximum/minimum insured amount for Bowtie Term Life Insurance?

Is there an age limitation to purchasing Bowtie Term Life Insurance?

Is there a cooling-off period for Bowtie Term Life insurance and the "Last Wish Rider"?

Is there a waiting period for Bowtie Term Life insurance and the "Last Wish Rider"?

If I already own a Savings Insurance, should I purchase another Term Life Insurance?

What is the typical insured amount for Term Life Insurance? How much does Bowtie offer?

Is there any exclusions in coverage by Bowtie Term Life Insurance ?

Is there any exclusions in coverage by the Bowtie Last Wish Rider?

Does Bowtie Term Life Insurance and the ‘Last Wish Rider’ provide coverage overseas? Will the policy become invalid if I leave Hong Kong or emigrate?

How much life insurance coverage is enough?

Can same-sex partners, non-blood related family members, and non-cohabiting partners be beneficiaries?

Do the beneficiary of Bowtie Term Life Insurance and the "Last Wish Rider" have to be the same person?

What if my beneficiary is under 18 years old?

Can I change my life insurance coverage amount after the policy takes effect? What's the procedure?