Is there any exclusions in coverage by the Bowtie Last Wish Rider?

• Any signs and/or symptoms of the illness developed within 180 days
• The insured fails to survive for at least 14 days from the date of medical evidence confirming the diagnosis of terminal illness
• Symptoms developed prior to the Bowtie Last Wish Rider policy effective date
• HIV and AIDs
• Drugs, Suicide and Illegal Activities
• Participation in Armed Forces
• Nuclear, Biological, and Chemical Activities
• War and Terrorism

The following events/situations are not covered under the Compassionate Death Benefit within the Bowtie Last Wish Rider:

• Suicide: Death of the insured by suicide, whether sane or insane, within 2 years from the rider’s Effective Date is not covered

Click here for a detailed explanation of exclusions.