There is no waiting period for the Bowtie Term Life Insurance Series. Once the policy is effective, you will receive immediate coverage.

The "Last Wish Rider" Series has a waiting period of 180 days. Within such 180 days, Bowtie will not pay out the Last Wish benefit or compassionate death benefit (except for an illness caused directly by an Accident and diagnosed within 90 days from the date of the Accident).