Bowtie only limits the total critical illness coverage amount an insured person can have with our company, not the number of policies.
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You can buy more than one critical illness insurance plan from Bowtie, including 'Bowtie Critical Illness Insurance', 'Multiple Cover Critical Illness Insurance' and 'Early Stage and Multiple Cover Critical Illness Insurance'. However, the total coverage cannot exceed the limit. If you are unfortunately diagnosed with a critical illness in the future, you can also apply for claims from each insurance policy separately. As for whether you can buy two or more critical illness insurance policies from other insurance companies, it depends on the individual company's policy.
Bowtie's limits on critical illness coverage amounts are as follows:
Age of Insured Individual |
Maximum Sum Insured For Critical Illness |
15 days - 45 years old |
HK$4,000,000 |
46 - 60 years old |
HK$2,500,000 |
61 - 65 years old |
HK$1,500,000 |