The major differences between the three plans lies within (1) Coverage Scope (2) Number of Compensation.
| Critical Illness | Multiple-Cover | Early Stage and Multiple Cover | |
| Coverage Scope | Major Critical Illness | Major Critical Illness | Early Stage and Major Critical Illness |
| Number of Compensation | 1 time | Maximum 5 times Multiple claims for the three critical major illnesses |
Maximum 10 times Multiple claims for Early Stage critical illness and the three critical major illnesses |
Click here for the Definitions of Major and Early Stage Critical Illnesses and Surgical Procedures
^Early Stage Critical Illness Benefit: Pay an amount equivalent to twenty percent (20%) of the sum insured as Early Stage Critical Illness Benefit (the maximum amount per insured person per claim is HK$300,000)