Bowtie Children's Growth Term CI accepts the applications for change of residence from any country/region. We will review the application and provide the results as soon as possible. Please note, however, that all illnesses must be diagnosed in Hong Kong to be eligible for a claim.

When the insured reaches the age of 18, the policyholder may exercise the "Conversion Right" to convert Bowtie Children's Growth Term CI into a  Bowtie Term CI. Bowtie Term CI also accepts residency change applications from any country or region, and we will review and respond to these applications accordingly. An additional premium loading may be charged for the area you are moving to in order to reflect the potentially higher risk in the country you are moving to to ensure fairness to other policyholders.

If there are any changes to your residential address, please contact our Customer Service team via email at cs@bowtie.com.hk for assistance at least 30 days before your next policy renewal date. Please provide the following information:

• Overseas residential address
• Overseas phone number
• Date of departure
• Reason for departure 

Note: If you are currently pregnant and plan to give birth outside of Hong Kong, this product may not be suitable for you. If you apply for coverage now, the child must be born in Hong Kong for the protection to take effect. Conversely, if you apply for coverage after the child is born, there are no restrictions regarding the place of birth.