The birth certificate only affects claims for policies that bought before child is born, but not those bought after child is born

If you buy before child is born :

• Claims for pregnancy complications will not be affected by not submitting the birth certificate.
• However, not submitting the birth certificate will not be allowed to submit claims for the child, as we must first confirm the child's identity and birth before processing related claims.

if the child unfortunately passes away immediately after birth, parents can obtain both the birth certificate and death certificate simultaneously. They should first submit the birth certificate on the online platform. After Bowtie verifies the information, they can then submit the death certificate through the online claims platform to apply for compassionate death benefits for the child.