Why do I need Bowtie Children's Growth Term Critical Illness Insurance?

Bowtie Children's Growth Term Critical Illness Insurance is Hong Kong's first and only term CI plan designed specifically for children, keeping premiums lower.

Market-unique features of Bowtie Children's Growth Term Critical Illness Insurance

  1. Pure Protection, No Savings Component
    Unlike most insurers bundling savings, Bowtie Children's Growth Term Critical Illness Insurance focuses solely on protection, providing best value coverage on the market.

  2. [First-ever] Cover Genetic Diseases
    While similar products offer comparable coverage, they often overlook genetic diseases (known as "inborn errors of metabolism"). Bowtie Children's Growth Term Critical Illness Insurance covers 17 genetic diseases, supporting short-term/long-term treatment and care costs for children.
    Although rare, these diseases can severely impact a child's growth and development. Parents also need to invest more effort in care throughout the child's growth.

  3. Protection That Gets Cheaper Over Time
    We understand that child-rearing expenses increase over time, so we've intentionally priced the risk according to different ages, making the premiums cheaper as you continue to pay!

Applying before baby is born, pregnancy complication coverage for expectant mother is also provided.