Buy before child is born:
- Pregnant women aged 18 - 45 bearing one fetus
- Non-natural conception situations are not covered, including but not limited to Intrauterine Insemination (IUI), In Vitro Fertilization (IVF), and Intracytoplasmic Sperm Injection (ICSI).
- 18 - 31 weeks of pregnancy
- Have completed "Fetal structural scan" , results are normal
- Planning to give birth in Hong Kong, and the insured child must be born in Hong Kong
Important Note: Beside the pregnant women, only the spouse and parent of the pregnant women could be the policyholder, applying the policy for the pregnant women and their unborn babies as we must ensure that the policyholder and the two insured persons all have insurable interest.
Buy after child is born:
- Individuals aged 15 days - 17 years old