Bowtie Children’s Growth Critical Illness Insurance offers targeted protection for children’s health risks, including genetic diseases, congenital conditions, pediatric illnesses and treatments, and other neonatal conditions*. If the policy is purchased before the child is born, coverage begins at birth. If the policy is purchased after birth, coverage begins once the policy becomes effective.
Meanwhile, the Bowtie Critical Illness (CI) series is designed for adult health risks, offering early-stage and severe CI protection.
Please note that both Bowtie Children’s Growth CI and the CI series come with a waiting period. Any diagnosis of a covered condition made during this waiting period will not be eligible for a claim. For details, please refer to the product terms and conditions*.
Even if your child is already covered under the Bowtie CI series, you can still purchase Bowtie Children’s Growth CI as an additional layer of protection. However, the total sum insured under the Bowtie CI series is capped at HK$4 Million.
For details, please refer to this article 👉 Can I have both Bowtie Term Critical Illness Insurance and Bowtie Children's Growth Term Critical Illness Insurance?