The sum insured for Bowtie Children's Growth Term Critical Illness Insurance fixed at HK$500,000. If you buy before child is born, $100,000 protection is also offered to the expectant mums.
| Insured Individual | Buy before Child born | Buy after Child born |
| Expectant Mother | HK$100,000 * | not applicable |
| Child | HK$500,000^ | HK$500,000^ |
*The HK$ 100,000 coverage for Expectant Mothers is only applicable during pregnancy and up to 15 days after delivery.
^After policy becomes effective, if there are no claims, the coverage amount will remain unchanged until the insured reaches the end of the coverage period at 18 years old. If there are any claims, the coverage amount will equal HKD 500,000 minus the claimed amount.