Unfortunately, we do not allow reinstatement due to the late submission of the birth certificate. There is no underwriting during reinstatement, it is hard for us to access the risk.

However, we understand that being a new parent can be overwhelming. If you are facing difficulties in submitting birth certificate, please contact us before the policy turned ineffective. Based on your individual circumstances, we will evaluate whether we can provide assistance.

While we cannot make any guarantees, we will do our best to assist you.