After successfully receiving a claim from Bowtie Children’s Growth Critical Illness Protection, do I still need to continue paying premiums? Will the premium increase as a result?

The fixed sum insured for Bowtie Children's Growth Critical Illness Protection is HK$500,000. If you have received the full amount of compensation, the policy will be terminated, and you will no longer need to pay premiums. If your accumulated claim amount has not yet reached this limit, your policy is still in effect. If you wish to keep the policy, you need to continue paying premiums; otherwise, the coverage will also be terminated.

Additionally, your premium will not increase due to claim applications or claim records. If you have any questions about the status of your policy, please contact our customer service team.