How much coverage can I purchase for my Term Critical Illness policy?

  • Updated

The minimum sum insured for ‘Bowtie Critical Illness Insurance’, ‘Multiple Pay Critical Illness Insurance’, and ‘Early Stage and Multiple Pay Critical Illness Insurance’ is HK$100,000. The maximum sum assured varies depending on the insured person's age:

Age of Insured Individual Maximum Sum Insured for Critical Illness
15 days - 45years old HK$4,000,000
46 - 60 years old HK$2,500,000
61 - 65 years old HK$1,500,000

Your coverage amount will remain the same after you purchase the policy. For instance, if you purchase a policy with a coverage amount of HK$4,000,000 before the age of 45, your coverage amount will still be HK$4,000,000 when you reach 85 years old.