‘Bowtie Critical Illness Insurance’ have a 90-day waiting period, starting from the policy effective date. Any illnesses or conditions diagnosed or surgeries performed during this period that are related to signs and/or symptoms present during the waiting period will not be covered.

For Bowtie ‘Multiple Critical Illness Insurance’ and ‘Early Stage and Multiple Cover Critical Illness Insurance’, they have two different waiting periods: a 90-day waiting period after the new policy takes effect and a 2-year waiting period after each claim. Click here to learn more.