No, you don't need to. BowtieGo is a managed healthy lifestyle membership program provided by Bowtie Life Insurance Company Limited alongside Bowtie VHIS. Its outpatient services are not an insurance product. When visiting a clinic, you only need to show your membership at the network clinic to immediately enjoy the member-exclusive price.

If you also hold a Bowtie Personal Medical Insurance or Bowtie Group Medical Insurance - Pro Series, you can still file a claim with Bowtie for the relevant eligible outpatient expenses.

Bowtie VHIS, Cancer Fighter, and Term Life do not cover outpatient expenses for common illnesses like colds and flu. For details on outpatient coverage for each plan, please refer to the relevant product websites.