Can I claim for outpatient expenses after discharge from hospital?

  • Updated

Yes. Bowtie VHIS covers outpatient or emergency consultation before hospitalisation or day case procedure, including consultations, prescribed Western medicines, dressings, physiotherapy, occupational therapy, speech therapy and diagnostic tests. The outpatient care must be directly related to the condition that required hospitalisation or day case procedure. The number of visits and limits depend on your plan:

Bowtie VHIS Standard Plan

  • HK$580 per visit, up to HK$3,000 per policy year
  • Up to 1 outpatient or emergency consultation before hospitalisation / day case procedure
  • Up to 3 follow-up outpatient visits within 90 days after discharge / day case procedure

Bowtie VHIS Flexi Plan (Regular/Plus)

  • HK$900/ HK$1,300 per visit, up to HK$3,000/HK$6,400 per policy year
  • Up to 2 outpatient or emergency consultation before hospitalisation / day case procedure
  • Up to 3 follow-up outpatient visits within 90 days after discharge / day case procedure

Bowtie Pink VHIS Plan

  • Full reimbursement*
  • Up to 2 outpatient or emergency consultations before hospitalisation / day case procedure
  • Up to 5 follow-up outpatient visits within 90 days after discharge / day case procedure

No pre-approval is required. You can submit a claim directly after receiving treatment.

*"Full reimbursement" is subject to the annual benefit limit, lifetime benefit limit and deductible.